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Companies are telling uninsured workers to pay more for health insurance


Passengers check the airbags of Delta Air Lines, Inc. during the COVID-19 epidemic at Los Angeles International Airport. Patrick Fallon / AFP with Getty Images hide captions

modify Patrick Fallon / AFP captions with Getty Images
Passengers check the airbags of Delta Air Lines, Inc. during the COVID-19 epidemic at Los Angeles International Airport.

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Patrick Fallon / AFP with Getty Images
As Covid cases grew in the summer, Delta Air Lines chief executive Ed Bastian took action: Unemployed workers will have to pay an additional $ 200 a month for their health insurance, effective November 1st.

It sounded like a no-brainer than the vaccination authority imposed on workers by a United Airlines rival. However, it was difficult.

About 75% of Delta employees had already acquired a Covid pistol by the time. But each Covid hospitalized staff cost $ 50,000, and Bastian noted in an August diary that none of those hospitalized in the summer service had been fully vaccinated.

“This extra money will be needed to address the financial risk of the immunization decision that is making our company,” he wrote.

Many companies are considering additional payments and expenses for unaccompanied minors
Now, as Covid’s cases escalate, many companies set aside carrots and turn to carts in an effort to protect their employees. From Utah Harmons Grocery Store to Wall Street banking giant JPMorgan Chase, companies are telling their unprotected employees to get a gun or pay more for health insurance.

In a September survey, the Society for Human Resource Management found less than 1% of organizations that raised health insurance premiums for uninsured employees and 13% considered doing so.

It was high among the big companies, with about 20% considering the move.

New money for one employer has increased vaccination rates
Another employer tries a different tactic. Mercyhealth, which has more than 7,000 employees at Wisconsin and Illinois hospitals and clinics, introduces what it calls “risk money,” instead of high health care premiums. Since mid-October, uninvited workers have been deducted $ 60 from their salaries each month to enter the lake.

In an invitation to employees, Mercyhealth has compared the fees with 16-year-old drivers who have to pay extra car insurance to cover the high risks they present as new drivers.

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